Payroll Network SmartCash Payroll Card

Reduce payroll costs and help your employees save

  • Achieve 100% direct deposit
  • Eliminate the costs and risks associated with paper checks
  • Enhance your benefits package
  • Reduce administrative burden of payroll processing
  • Free educational materials
  • A paperless “green” initiative

What is SmartCash*?

The SmartCash Visa Payroll Card is a payroll debit card that replaces paper paychecks. The payroll card is funded as a direct deposit transaction through your existing payroll system. Everyone is eligible. No bank account or credit check is required.

Why do my employees need it?

Now all employees can experience the convenience of direct deposit. For the unbanked, this eliminates the high cost of check-cashing. Your unbanked employees can shop online, use ATMs and use a Visa debit card instead of cash. Banked employees can benefit too, with 4 cards available per family.

Employee Benefits

  • The average employee saves $300 a year in check cashing and money order fees
  • Provides immediate access to pay on payday
  • Safer than carrying cash
  • Convenience of online purchasing and bill pay
  • Up to 3 secondary cards available
  • Easily replaced if lost or stolen
  • Funds are FDIC insured and protected with Visa Zero Liability Fraud Protection
  • Can be used anywhere Visa is accepted
  • Access cash from all ATMs
  • View account balances and transactions online
  • Access account balances and transactions via toll free IVR
  • 24/7/365 bilingual live agent support

How does the Payroll Network SmartCash Payroll Card work?

  • Employee elects to receive their pay on a payroll card
  • Employer enrolls employee through website
  • Card mailed to employee (5-7 days)
  • Employee activates card
  • Routing/Account # entered into payroll system
  • Payroll is placed on card via direct deposit
  • Payroll is instantly available for use
  • Employee uses the card via ATMs, online or point of sale

Instant Issue Cards

  • Issue non-personalized Visa cards on the spot to new hires or terminated employees
  • Load cards with funds immediately
  • Allocated inventory for each location

Automatic reorder process

  • Personalized card sent to employee within 5-7 days

Want more information about Payroll Network's SmartCash Payroll Cards? Let's Talk Today!

 

*SmartCash program is offered in partnership with Motivano.  Founded in 1999, Motivano is a leading employee benefits technology company, providing solutions that deliver convenience and cost-savings. In the last 5 years, over 4,000 companies and government organizations have signed on with Motivano. Clients include numerous Fortune 500 and government employers, such as Citi, CVS, Target, Panera, Chick-Fil-A, GSK and Time Warner, as well as thousands of small to mid-size companies.