Pay-As-You-Go Worker's Compensation
Cash Flow Advantages and Access to Highly Rated Carriers
Payroll Network has partnered with E-Comp to provide our clients with ability to enjoy the cash flow advantages and other benefits of pay-as-you-go workers comp while still having access to multiple highly rated carriers. These benefits include:
- Save time and money
- No down payment or deposit
- Premium is calculated on actual payroll at each pay period, not estimated
- Competitive rates with quotes from multiple insurance companies
- No checks to write, premium is automatically debited
- No monthly or quarterly audit reports to complete
- Audit adjustments are minimal--audit process handled internally with no additional paperwork, unless state mandated
| Traditional Workers' Comp | Pay-As-You-Go Workers' Comp | |
| Deposit/Downpayment | 25% Minimum | No Deposit/No Down Payment |
| Premium | Estimated, based on projected payroll (usually underestimated) | Calculated, based on actual payroll at each pay period |
| Reports | Monthly and quarterly audit reports to complete | No monthly or quarterly audit reports required |
| Audit | Year end on site or phone audit, documentation required, additional premium due or refund | Handled internally, minimal adjustments and no additional paperwork (unless state mandated.) |
Insurance Brokers
If you are an insurance broker, learn how you can also offer these competitive products to your Payroll Network clients and maintain your broker relationship. Contact Joe Young,mailto:jyoung@payrollnetwork.com.




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